Case Study 1: A client does not know what mortgage rate/cost structure is the most beneficial for their situation. Unlike what you may have heard from the news media, The Lowest Rate is Not Always the Best Loan. With our Total Cost report, we can provide a comparison of 3-4 rate/cost scenarios, allowing the client to pick the one that best fits their lifestyle and future plans. To see and example of why the Total Cost is the most important feature to consider, please take a look at a the Total Cost Analysis and call your loan officer for a customized version that BEST fits your situation.
Total Cost Analysis
Case Study 2: A client wants to refinance their loan, to lower their monthly payments. However, they are not sure consolidating their credit debt into their mortgage makes financial sense. With the Consolidation Analysis report, we can show the client how paying consumer debt through refinancing can be beneficial to them, and what these benefits total in monthly savings. To see an example of how consolidating debt can benefit you, please visit Consolidation Analysis and call your loan officer for a customized version that BEST fits your situation.
Consolidation Analysis
Case Study 3: A client is open to refinancing their mortgage to lower the rate, when rates fall below a certain level. With the Rate Watch report, we can email them (on a monthly basis) a comparison of current market rates and what the monthly savings would be. The client can then make more informed decisions, based on current market data. To see an example of a Rate Watch report and the monthly benefits it details, please visit Rate Watch Report and call your loan officer for a customized version that BEST fits your situation.
Rate Watch Report
Case Study 4: A client is purchasing a property with <20% down payment (which typically requires Private Mortgage Insurance or PMI), but does not know the options available to them. With our PMI Comparison Analysis report, we can show how doing a 1st and 2nd Trust Deed combination instead of PMI will reduce their monthly payments, increase tax deductions and increase equity. To see an example of how you can avoid PMI and get more benefits from your mortgage, check out the PMI Comparison Analysis and call your loan officer for a customized version that BEST fits your situation.
PMI Comparison Analysis
